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Can I Renovate the Property While Under Rent-to-Own?

  • Writer: John Philips
    John Philips
  • Nov 26
  • 3 min read

Updated: 6 days ago

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One of the biggest lifestyle questions buyers ask about rent-to-own is:

“Can I renovate or improve the property before I officially own it?”

The short answer:Yes — often you can, but only with clear rules and written approval.


Rent-to-own is different from traditional renting because you’re not just a tenant — you’re a future owner. That means many agreements allow certain upgrades or improvements, but only under responsible, transparent conditions.

Here’s exactly how it works and what you should consider in Estonia.


Renovations Are Possible — But Not Automatic

While many rent-to-own buyers can make improvements, it depends on:

  • your specific agreement

  • the type of renovation

  • the value or structural impact

  • whether the landlord approves the changes


A good rent-to-own contract spells out which types of work require permission and which are allowed freely.


Bryan Estates clearly defines personalization and maintenance terms, so buyers know what they can update from day one.https://www.bryanestates.ee/rent-to-own-estonia


The Three Categories of Changes in Rent-to-Own


1. Cosmetic Changes (Usually Allowed With Simple Approval)

These are low-risk improvements that personalize your space:

  • painting walls

  • changing light fixtures

  • adding shelving

  • upgrading curtains/blinds

  • replacing cabinet handles

  • decorating and layout changes

These rarely affect structural value and are often the easiest to approve.


2. Lifestyle Improvements (Case-by-Case Approval)

These can improve how the home functions:

  • installing new appliances

  • adding storage systems

  • improving energy efficiency

  • updating flooring in small areas

  • minor bathroom or kitchen updates

Because these affect value or require installation, they typically need written consent.


3. Major Renovations (Require Full Written Consent)

These are structural or high-impact upgrades:

  • knocking down walls

  • full kitchen rebuilds

  • bathroom remodeling

  • electrical or plumbing modifications

  • replacing windows or exterior changes

  • any major investment that alters the property

These always require explicit approval — and may need permits under Estonian building rules.


Why Approval Is Required

Even though you’re planning to buy the home, you don’t legally own it yet. The current owner must protect:

  • the property’s structural integrity

  • its market value

  • legal compliance (permits, safety codes)

  • the ability to sell if you choose not to buy

That’s why approval matters.

Responsible rent-to-own agreements clearly define what you can and cannot do — keeping both sides protected.


Who Pays for Renovations?

This is one of the biggest questions.

Most commonly:

  • You pay for renovations you choose to do

  • These improvements increase your comfort and future home value

  • The landlord isn’t obligated to reimburse if you don’t buy

However, your agreement may specify:

  • whether certain improvements count as added value

  • what happens if you exit

  • whether major upgrades require cost-sharing

Always check this section before starting work.


Why Renovation Freedom Is a Big Rent-to-Own Advantage

In standard rentals, tenants rarely upgrade anything because:

  • they can’t

  • or improvements don’t benefit them long-term

Rent-to-own is different.

You’re shaping a home you intend to own, so:

  • you can invest confidently

  • improvements improve your future home

  • personalization helps you settle faster

  • functional upgrades build long-term comfort

Bryan Estates structures rent-to-own with personalization in mind, because they expect you to live like a future owner — not a temporary tenant.


Smart Tips Before Renovating

Before starting any project, make sure you:

  1. Get written approval Never rely on verbal permission.

  2. Clarify who pays — and who owns the improvements Especially for major upgrades.

  3. Keep all receipts and documentation This helps with future negotiations or valuation.

  4. Use licensed tradespeople when required Estonia enforces building and electrical standards.

  5. Stay within the contract’s maintenance and renovation limits

    If unsure, always ask.


Final Thoughts

Yes — you can often renovate a rent-to-own home in Estonia, especially cosmetic and lifestyle improvements.

But you must follow:

  • clear contract rules

  • written approval requirements

  • responsibility and cost agreements


A transparent rent-to-own program, like the one from Bryan Estates, tells you exactly what’s allowed so you can live like a future owner while staying legally protected.


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